On every home loan, there's a lot going on behind the scenes, involving roughly 35 different professionals, each one having a specific task they perform better than anyone else to get your loan done.

I understand the processes and the roles as well as all the unique complexities of a given loan. Agile, forward-smart analysis from the first step through post-closing of your loan is the difference between a good loan and a problem, a great experience and a bad memory.

When I submit your loan application and documents to a chosen lender for loan approval, I've already looked carefully at everything and thought of everything that might cause a delay. I insightfully position your loan and get out in front of any questions that might come up. There are a lot of faces in the mortgage business these days, some new, some tired, many with less than a year or two of practical knowledge and experience. AI and automation do not make up for what a lack of expertise creates from the beginning to end of a mortgage loan process. I am not a much of a hockey fan but I've adopted an analogy in my work and life—nobody likes chasing the puck around with 3 seconds on the game clock, one point shy of the win. It's better to get out in front of it and just tap it as it goes by for the win.

We're not a loan-mill and you're not a number. I approach every client's loan as a community stakeholder. I understand that your kids and grandkids will work with, work for or even marry mine. I look at your 360° life goals with an eye to advance you in the direction that most benefits you in both the short term and the long term.

I don't compete with "Spaceship" (Rocket) mortgage companies who pay for their multi-million dollar Superbowl half-time ads with the piles of money they made by putting you into a loan that's costing you more than it should have in terms of mortgage rate.

We don't compete with banks whose staff will absolutely get a paycheck at the end of the week whether your loan closes or not. I've got skin in the game—if your loan doesn't close, I don't get one dime.

I don't compete with commissioned or ‘spiffed’ loan officers who only get paid well when they have an extremely high volume of loans; high volume is a recipe for loan-mill, de-personalized service and style and ball-dropping that always comes at expense to you, the borrower, in the form of lost precious time, opportunity and money.

Who’s my competition? Me. I compete with how well I did things yesterday. I am determined to do better today than yesterday, every day. My personal goals and business goals are hand in glove. What you see is what you get. When I wake up, I know what I'm doing and why I'm doing it. It's been that way for going on 15 years.

They say great intentions are nothing without action. I agree with that, but I would add that actions do not invite great benefit without the best of intentions. I love what I do and hope that you'll extend to us the opportunity to prove all of this to you. Nobody wants to pay a monthly mortgage but if you lack the funds to pay cash for a home, I'll educationally guide you through the loan process and get you the loan you need to acquire the home you need and want. If you're renting, you're already paying a mortgage but—it is someone else's but it’s someone else’s and you’re building their net-worth at the expense of your own. Let's change that for you.

Arkansas Home Mortgage | NMLS 2560263
1 Huett Drive
Morrilton, AR 72110

Phone (501) 914-0202
mark@arkansashome.mortgage

© 2023 Arkansas Home Mortgage LLC NMLS 2560263 | Privacy Policy
nmlsconsumeraccess.org

Equal Housing Opportunity